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Innovative Solutions: Employee Benefits & Risk Management
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Areas of Practice Group Medical (Health)
Group medical insurance typically provides health coverage for a group of people, often offered by employers to their employees. It helps manage healthcare costs and ensures broader coverage for members within the group.
Group Short Term (STD)
Group short-term disability (STD) plans typically provide coverage for a limited duration, often covering a portion of an employee's salary for a few months if they are unable to work due to illness or injury.
Group Dental, Vision and Life and AD&D
Group dental and vision plans, along with life insurance, are employer-sponsored policies providing coverage for employees and their loved ones. They include benefits like routine exams, cleanings, eyeglasses, and contact lenses, often with employer contributions.
Long Term Disabilities (LTD)
LTD plans provide prolonged coverage, often until retirement age, for disabled employees. Employers commonly offer both STD and LTD plans for comprehensive protection.